Niral Patel, CEO

Niral Patel, CEO

  • 15+ years experience in strategy, credit risk, portfolio management & analytics
  • Worked for CapitalOne in USA & Barclays in UK & Europe
  • Expertise in analytics & consumer banking for Subprime populations
  • Created new credit risk and product profitability framework that became benchmark for all of Capital One
Atul Kamdar, CTO

Atul Kamdar, CTO

  • 20+ years experience in Information Technology & Software Development
  • Experience in variety of industries ranging from large corporates to building start-ups
  • Expertise in designing analytical data warehouses
  • Launched the first global standard internet data-center in Gujarat, India


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